New Patient Information

Payment Options and Dental Insurance

Spencer R. Terry, DMD in Decatur, AL accepts new patients of all ages, specializing in general and cosmetic dentistry services. Our goal is to provide accessible, affordable, and attainable dental services to our valued patients.

We accept cash, check, or credit card at the time of service. We also partner with CareCredit financing, helping you receive treatment when you need it. Because some treatment plans require multiple visits, you can arrange to pay a portion of the total charge at each visit with payment in full due at the last appointment.

Most Insurances Accepted

Insurance plans can cover between 50% and 100% of the total cost, depending upon the specific treatment and the insurance plan. As a courtesy to our patients, we are happy to file your claims for you and only ask for your estimated co-payment. Please be advised – this is only an estimate based upon the information available to us.

We accept most insurance, including BlueCross BlueShield, MetLife, All Kids, Southland, Guardian, Ameritas, and more. Please call (256) 355-7552 today to learn more.